Allstar Direct Insurance & Financial Services are certified professionals offering solutions to your insurance needs. We specialize in Miami auto insurance as well as home & business insurance in Orlando, Ft. Lauderdale, Miami & surrounding areas in Florida.
Our products also include truck, restaurant, DUI, boat, motorcycle, & non-owners insurance. We have professional affiliations with FAIA, PIA, LAAIA, & BBB, making us a reliable choice.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. Contact us for a Miami auto insurance quote by calling (786) 228-7622.
Miami's Wild Sides - By Land, Sea and River (by Hal Peat)
Blessed with year-round mild climates and unrivaled ocean access, America’s southernmost resort city is also a sought-after international recreation destination. Ranked the nation’s #1 Healthiest City by Natural Health Magazine in 2002, Miami caters to action-oriented visitors from around the globe with some of the world's top golf, tennis and sporting facilities. Add sparkling waters that are a magnet for boating enthusiasts, fishermen, divers and water sports aficionados to the equation and it is easy to see why Miami is a number one choice for active travelers of all ages and skill levels. But where to start? Miami’s streets are often busy, some of its attractions often attract crowds, and a few days can leave more to choose from than you have time to include, so knowing the active options in advance—and how to manage your time and movements—is essential Miami planning. Making the best use of what time you have by knowing where your points of interest are can help you save more of your energy for the activities this city offers.
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