Miamians, it’s time to get your car ready for fall driving conditions.
While drivers in the state of Florida do not have to worry about common fall hazards such as frigid temperatures or fallen leaves on the roadway, this doesn’t mean that they are immune to seasonal risks. This is why it’s essential for drivers to take certain precautions to ensure that they and their vehicles stay safe all autumn long. From prepping for a major storm to updating your auto insurance in Miami, Florida, here are three of the things you need to do to get your car ready this fall.
1) Prepare an Emergency Storm/Hurricane Kit for Your Car
Unfortunately, Miami’s chances of tropical storms and hurricanes increase during the month of October. While you may receive a warning before a major storm hits, it’s better to be proactive than reactive. To ensure you are ready for a storm, organize an emergency kit for your car. This way you can quickly evacuate the area without having to worry about gathering supplies and packing up your vehicle. You should always carry things like water, non-perishable foods, first-aid supplies, and basic tools in your car. During hurricane season, simply bulk up this emergency kit with additional food and water rations, basic living supplies (prescription medications, soap, toilet paper, feminine hygiene products, etc.), changes of clothing, and extra cash.
2) Have Your Car Serviced
Before wet fall weather conditions set in, be sure to have your car inspected by a professional mechanic. Not only will your mechanic change your oil and inspect the various components of your car’s engine, but they will also check your vehicle’s tires. By keeping up with this regular car maintenance task, you can ensure that your car doesn’t break down on you in the midst of a major storm. Additionally, having your tires inspected will reduce your chances of skidding and getting into an accident when the roadways are wet.
3) Review and Update Your Insurance
Finally, it’s important that you review your current auto insurance policy to ensure that it is adequate for all the fall risks that you face. For instance, make sure that you have enough comprehensive coverage to deal with the damage that a storm might cause to your vehicle. Additionally, if you reside in an area prone to flooding, you should have special flood insurance in place. Standard auto insurance will not offer protection for flood damages, so make sure you secure a specialty flood policy to keep your car safe.
These are three of the precautions you should take to prepare your car for fall in Florida. Are you interested in speaking an expert team regarding your auto insurance in Miami, Florida? If so, contact us at AllStar Direct Insurance & Financial Services. We are ready to assist you with all your personal coverage needs today.